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The implementation of this smart relationship (belongsTo) relies on a Dwolla service that will retrieve the Dwolla customer based on the user’s email. The Dwolla service is described in another section. 
// forest/users.js
const { collection } = require('forest-express-sequelize');

const DwollaService = require('../services/dwolla-service');
let dwollaService = new DwollaService(
  process.env.DWOLLA_APP_KEY,
  process.env.DWOLLA_APP_SECRET,
  process.env.DWOLLA_ENVIRONMENT
);

collection('users', {
  actions: [],
  fields: [
    {
      field: 'dwollaCustomer',
      type: 'String',
      reference: 'dwollaCustomers.id',
      get: function (user) {
        return dwollaService.getCustomerSmartRelationship(user);
      },
    },
  ],
  segments: [],
});